As we navigate open enrollment for Affordable Care Act plans for next year, I wanted to run the numbers and show you a common sc...

As we navigate open enrollment for Affordable Care Act plans for next year, I wanted to run the numbers and show you a common scenario we're seeing: a older couple, retired early, living off Social Security and investments. It's a classic example of the subsidy cliff.

When drawing an income of $80,000 per year, this couple is still eligible for subsidies that would allow them to get a bronze plan with zero premium.

At $90,000 per year, they are not eligible for any subsidies and are looking at nearly $3,000 per month – even for a bronze plan. So, withdrawing less than $90,000 from your accounts each year is advantageous for retaining affordable health coverage until you turn 65 and become eligible for Medicare.



Source: Best Health Insurance in South Daytona
United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800


USA Benefit Group
913 Big Tree Road
South Daytona, FL 32119
(386) 368-7800
https://healthbrokerfl.com/

We have provided Driving directions to find USA Benefit Group from all the quadrants of South Daytona:

https://www.google.com/maps/dir/29.309871,-81.0184925/29.167871,-81.0184925
https://www.google.com/maps/dir/29.239871,-80.9484925/29.167871,-81.0184925 
https://www.google.com/maps/dir/29.167871,-80.9484925/29.167871,-81.0184925 
https://www.google.com/maps/dir/29.095871,-80.9484925/29.167871,-81.0184925
https://www.google.com/maps/dir/29.025871,-81.0184925/29.167871,-81.0184925
https://www.google.com/maps/dir/29.095871,-81.0884925/29.167871,-81.0184925
https://www.google.com/maps/dir/29.167871,-81.0884925/29.167871,-81.0184925
https://www.google.com/maps/dir/29.239871,-81.0884925/29.167871,-81.0184925


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