Medicare Specialist Daytona

There's one week left in Medicare open enrollment, so it's time to make some decisions if you want to make changes to your plan. Move this to-do list item to the done column by giving us a call! https://loom.ly/kFMYqlA USA Benefit Group 913 Big Tree Road South Daytona, FL 32119 (386) 368-7800 https://healthbrokerfl.com/ We have provided Driving directions to find USA Benefit Group from all the quadrants of South Daytona: https://www.google.com/maps/dir/29.309871,-81.0184925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.239871,-80.9484925/29.167871,-81.0184925   https://www.google.com/maps/dir/29.167871,-80.9484925/29.167871,-81.0184925   https://www.google.com/maps/dir/29.095871,-80.9484925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.025871,-81.0184925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.095871,-81.0884925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.167871,-81.0884925/29.167871,-81.0184925 https://www.google.com/maps/...

Whole life insurance is a meaningful gift that can help you give a financial leg up to your child or grandchild. Buying a life insurance policy at an early age allows them to borrow against the policy to make big purchases like a first car or first home. In this video, we illustrate a hypothetical scenario of the options available for a whole life policy for a two-year-old. We're happy to meet with you to run the numbers on your specific circumstances. You and your beneficiary will be glad you did! USA Benefit Group 913 Big Tree Road South Daytona, FL 32119 (386) 368-7800 https://healthbrokerfl.com/ We have provided Driving directions to find USA Benefit Group from all the quadrants of South Daytona: https://www.google.com/maps/dir/29.309871,-81.0184925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.239871,-80.9484925/29.167871,-81.0184925   https://www.google.com/maps/dir/29.167871,-80.9484925/29.167871,-81.0184925   https://www.google.com/maps/dir/29.095871,-8...

Ever wish there were Black Friday sales on insurance premiums? We hear you loud and clear! Luckily for you, you can save every day when you work with an independent insurance broker. We do the comparing and shopping around to get you the best prices on Medicare plans, health insurance and life insurance. Give us a call on Monday and see how we can help! USA Benefit Group 913 Big Tree Road South Daytona, FL 32119 (386) 368-7800 https://healthbrokerfl.com/ We have provided Driving directions to find USA Benefit Group from all the quadrants of South Daytona: https://www.google.com/maps/dir/29.309871,-81.0184925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.239871,-80.9484925/29.167871,-81.0184925   https://www.google.com/maps/dir/29.167871,-80.9484925/29.167871,-81.0184925   https://www.google.com/maps/dir/29.095871,-80.9484925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.025871,-81.0184925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.095...

Happy Thanksgiving! We are so grateful for our clients in the Daytona Beach community who have helped our agency grow tremendously in the last few years. Thank you from the bottom of our hearts and enjoy some turkey today! 🦃 USA Benefit Group 913 Big Tree Road South Daytona, FL 32119 (386) 368-7800 https://healthbrokerfl.com/ We have provided Driving directions to find USA Benefit Group from all the quadrants of South Daytona: https://www.google.com/maps/dir/29.309871,-81.0184925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.239871,-80.9484925/29.167871,-81.0184925   https://www.google.com/maps/dir/29.167871,-80.9484925/29.167871,-81.0184925   https://www.google.com/maps/dir/29.095871,-80.9484925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.025871,-81.0184925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.095871,-81.0884925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.167871,-81.0884925/29.167871,-81.0184925 https://www.google.c...

Three months before your 65th birthday, the countdown begins. You have three months before and three months after your birthday month to enroll and select a Medicare plan. And this timing is everything. If you miss your initial enrollment window, you could face financial penalties that will follow you for the rest of your life and risk being denied for Medicare supplements. Sign up for one of our daily webinars to make the right decision for your initial enrollment: https://loom.ly/IezbidI Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Finding the Medicare maze mindboggling? Let us help! Whether you've recently moved to Florida, just turned 65 or are looking to change your plan during open enrollment, give us a call! Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Pizza parties and holiday potlucks are a temporary morale boost for your team, but they don't measure up to having access to affordable employer-sponsored health coverage. As you enter the holiday season and start thinking about the new year, put group benefits on the agenda. Book a meeting with our team: https://loom.ly/IGKESks Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Start the week off right with a webinar! We host a free 30-minute Medicare information webinar every weekday at 11 a.m. Eastern time that gives you the information that Medicare doesn't explain when you first enroll. Sign up for a day that works for you: https://loom.ly/IezbidI Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

A lot of Medicare plans are adding big deductibles this year on prescriptions, especially brand name drugs. If you rely on a brand name medication, you might to re-evaluate your Medicare plan during open enrollment. You still have about two weeks left to make changes if needed! Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Because we’re in open enrollment season, it’s also open season for scammers looking for an easy mark. There’s been a rise in scams preying on those who want to save on their health insurance or Medicare costs and here’s how they operate: they call or text unsolicited pretending to be a health insurance expert, promising you savings on your Medicare plan or health insurance premiums. If you keep talking, they start asking you for personal information like your address, Social Security number, Medicare ID number or even your banking info. Never, ever give this information out over the phone! Instead, book an appointment with a real expert like myself or my team and we can get you some real deals. https://loom.ly/IGKESks Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Seeing your provider in the comfort of your own home instead of making long trips for appointments is a huge benefit of telehealth, especially if you live in a rural area. Fortunately, most ACA plans cover telehealth visits and flexibilities for telehealth visits to be covered by Medicare have been extended until January 2026. If telehealth availability is important to you, make sure you're covered during open enrollment! Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Finding healthcare coverage that doesn't break the bank can feel like a big unknown, especially in the face of recent uncertainty. We'll keep our eyes focused on the details, get you some great coverage and save you some money! Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

So you've crunched the numbers on an ACA plan for next year and feel like the premiums are out of your budget. Should you opt for a private health plan instead? That's an option, but it has some major disadvantages. For example, private health plans are not required to cover key aspects of health like maternity care and mental health. They can also deny you for a pre-existing condition. While plans like these can save you money in the short run, they aren't so great if you end up having a major medical event. It's a gamble that puts your health at stake. If a private plan is still what you want to do, we have access to some of the best plans in the country. Give us a call! Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Enrolling into Medicare leads many seniors to start thinking about their end-of-life plans, because who wants to be deciphering their Medicare coverage when you’d rather focus on spending as much of your remaining time with your loved ones as possible? Medicare Part A will cover hospice, but only if you meet certain requirements: Your doctor must certify that you are terminally ill and have a life expectancy of 12 months or less. You must be accepting palliative care instead of curative care and you must demonstrate that you are choosing hospice over other Medicare-covered treatments. If you receive care from a Medicare-approved hospice provider, you’ll pay nothing for those services. Now you can breathe a sigh of relief knowing that you can receive high quality care in the face of a terminal diagnosis. Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Do you have a milestone birthday coming up? If 65 is around the corner, then it's time to sign up for Medicare! We take the headaches out of the process so you can enjoy your birthday. 🎂 Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Are you about to cross the 50-employee threshold in your business? Once you have 50 or more full-time employees, you are required to offer health insurance to qualified employees or face expensive penalties. We're here to help you select a group plan that satisfies the requirements of the Affordable Care Act, fits your budget, and covers the services your employees need. Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

It only takes about 10 minutes to fill out the online application for Medicare, but many people find all the options confusing. According to a recent survey by NerdWallet, 22% of respondents found the enrollment process difficult. That means you're not alone! Let an independent broker guide you through to ensure you sign up for the plans that best fit your needs. Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

As we navigate open enrollment for Affordable Care Act plans for next year, I wanted to run the numbers and show you a common scenario we're seeing: a older couple, retired early, living off Social Security and investments. It's a classic example of the subsidy cliff. When drawing an income of $80,000 per year, this couple is still eligible for subsidies that would allow them to get a bronze plan with zero premium. At $90,000 per year, they are not eligible for any subsidies and are looking at nearly $3,000 per month – even for a bronze plan. So, withdrawing less than $90,000 from your accounts each year is advantageous for retaining affordable health coverage until you turn 65 and become eligible for Medicare. Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800 USA Benefit Group 913 Big Tree Road South Daytona, FL 32119 (386) 368-7800 https://healthbrokerfl.com/ We have provided Driving direc...

There's a cardinal rule of Medicare: you cannot combine Medicare Advantage and Medigap plans. So which one should you choose? That depends on your circumstances. Learn which one will cost you more in the long run in one of our daily Medicare webinars, which air every weekday at 11 a.m. Eastern time. Register: https://loom.ly/IezbidI Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800 USA Benefit Group 913 Big Tree Road South Daytona, FL 32119 (386) 368-7800 https://healthbrokerfl.com/ We have provided Driving directions to find USA Benefit Group from all the quadrants of South Daytona: https://www.google.com/maps/dir/29.309871,-81.0184925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.239871,-80.9484925/29.167871,-81.0184925   https://www.google.com/maps/dir/29.167871,-80.9484925/29.167871,-81.0184925   https://www.google.com/maps/dir/29.095871,-80.9484925/29.167871,-81.0184925 https:...

Happy Veterans Day! If you're a veteran over 65, TRICARE for Life and specialized Medicare Advantage plans can work together to manage your healthcare costs. These offer extra benefits like dental, hearing and vision coverage, the ability to visit providers outside of the VA and additional money in your Social Security payments. Give us a call and we'll make sure you're getting everything you're entitled to! Thank you for your service. 🇺🇸 Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800 USA Benefit Group 913 Big Tree Road South Daytona, FL 32119 (386) 368-7800 https://healthbrokerfl.com/ We have provided Driving directions to find USA Benefit Group from all the quadrants of South Daytona: https://www.google.com/maps/dir/29.309871,-81.0184925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.239871,-80.9484925/29.167871,-81.0184925   https://www.google.com/maps/dir/29.167871...

With the ongoing government shutdown, it's taking longer than usual to process Medicare applications. You'll want to start the process three months before your birth month to avoid delays in your coverage. There are two new identity verification protocols that you need to know to sign up. First, you'll have a link texted to your phone. Then, you must upload a photo of the front and back of your driver's license. Next, you'll be asked to take a selfie, which will match with the photo on your license. If for some reason that doesn't work, you'll be asked to go to your local post office to verify your identity. Here's a handy video tutorial to walk you through the sign up process, and our team is happy to help you if you have any difficulties! Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800 USA Benefit Group 913 Big Tree Road South Daytona, FL 32119 (386) 368-7800 http...

I have to sign up for Medicare at 65?! But I’m still working! I hear this question often from my clients. Once you turn 65, you are required to sign up for Medicare – even if you're still working. You can still keep your employer coverage, but you do need to sign up for Medicare. We generally recommend signing up for Medicare Part A because it's premium free, then you can add Medicare Part B once you retire. If you have additional questions or need clarity, make an appointment with one of our Medicare experts. https://loom.ly/IGKESks Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800 USA Benefit Group 913 Big Tree Road South Daytona, FL 32119 (386) 368-7800 https://healthbrokerfl.com/ We have provided Driving directions to find USA Benefit Group from all the quadrants of South Daytona: https://www.google.com/maps/dir/29.309871,-81.0184925/29.167871,-81.0184925 https://www.google.com/maps/dir/...

We know you have choices in who can help you enroll in Medicare, but we'd love to be your Medicare experts for life! Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800 USA Benefit Group 913 Big Tree Road South Daytona, FL 32119 (386) 368-7800 https://healthbrokerfl.com/ We have provided Driving directions to find USA Benefit Group from all the quadrants of South Daytona: https://www.google.com/maps/dir/29.309871,-81.0184925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.239871,-80.9484925/29.167871,-81.0184925   https://www.google.com/maps/dir/29.167871,-80.9484925/29.167871,-81.0184925   https://www.google.com/maps/dir/29.095871,-80.9484925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.025871,-81.0184925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.095871,-81.0884925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.167871,-81.0884925/29.167871,-81.018492...

If you have an ACA plan, don’t just let it roll over without comparison shopping first: you could be leaving money on the table! We know many of you are seeing that your premiums will jump significantly, so it’s a good idea to see what else is out there to save on your healthcare costs. You could find a similar plan at a lower price point. We've helped many clients save this year and we'd love to help you! https://loom.ly/kFMYqlA Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800 USA Benefit Group 913 Big Tree Road South Daytona, FL 32119 (386) 368-7800 https://healthbrokerfl.com/ We have provided Driving directions to find USA Benefit Group from all the quadrants of South Daytona: https://www.google.com/maps/dir/29.309871,-81.0184925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.239871,-80.9484925/29.167871,-81.0184925   https://www.google.com/maps/dir/29.167871,-80.9484925/29.167...

With some prominent providers exiting the Florida market, your health coverage can feel like a revolving door. But it doesn't have to! As independent brokers, we have our ears to the ground to keep you ahead of the changes that lay ahead and we are licensed to offer every type of plan to suit your needs. Make an appointment with our experts: https://loom.ly/IGKESks Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800 USA Benefit Group 913 Big Tree Road South Daytona, FL 32119 (386) 368-7800 https://healthbrokerfl.com/ We have provided Driving directions to find USA Benefit Group from all the quadrants of South Daytona: https://www.google.com/maps/dir/29.309871,-81.0184925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.239871,-80.9484925/29.167871,-81.0184925   https://www.google.com/maps/dir/29.167871,-80.9484925/29.167871,-81.0184925   https://www.google.com/maps/dir/29.095871,-80.94849...

What are the 3 biggest mistakes that people make when they're signing up for Medicare? 1️⃣ They don't sign up on time. If you miss your enrollment window, you could be forced to wait until the following year to sign up and then face penalties for the time spent without coverage. 2️⃣ They don't sign up for a drug plan. This is a requirement that also carries penalties when not followed. 3️⃣ They don't sign up for a Medicare supplement during the initial open enrollment window. If you miss the window, you have to answer 30 health questions and risk not being able to enroll. During open enrollment, we're hosting daily webinars where you can have all your Medicare questions answered. Use the link on our website to sign up! https://loom.ly/IezbidI Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800 USA Benefit Group 913 Big Tree Road South Daytona, FL 32119 (386) 368-7800 https://heal...

Don't forget to vote today! Your choices can help shape the direction for the future. Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800 USA Benefit Group 913 Big Tree Road South Daytona, FL 32119 (386) 368-7800 https://healthbrokerfl.com/ We have provided Driving directions to find USA Benefit Group from all the quadrants of South Daytona: https://www.google.com/maps/dir/29.309871,-81.0184925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.239871,-80.9484925/29.167871,-81.0184925   https://www.google.com/maps/dir/29.167871,-80.9484925/29.167871,-81.0184925   https://www.google.com/maps/dir/29.095871,-80.9484925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.025871,-81.0184925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.095871,-81.0884925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.167871,-81.0884925/29.167871,-81.0184925 https://www.google.com/maps/d...

⏰ Attention Aetna ACA plan customers in Florida! Aetna is exiting the Florida market next year, so you'll need to choose a new plan by December 15 to have new coverage in place on January 1. Give us a call at 386-368-7800 to make an appointment to compare your options. Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800 USA Benefit Group 913 Big Tree Road South Daytona, FL 32119 (386) 368-7800 https://healthbrokerfl.com/ We have provided Driving directions to find USA Benefit Group from all the quadrants of South Daytona: https://www.google.com/maps/dir/29.309871,-81.0184925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.239871,-80.9484925/29.167871,-81.0184925   https://www.google.com/maps/dir/29.167871,-80.9484925/29.167871,-81.0184925   https://www.google.com/maps/dir/29.095871,-80.9484925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.025871,-81.0184925/29.167871,-81.018...

Your financial future is important, and annuities are one piece of the equation that is stability in your golden years. The sooner you get started in establishing this income stream, the better. But there's a few questions you need to answer before you begin: Are you wanting to ensure a guaranteed income stream during retirement? (I think we can all say yes to that!) Do you prefer stable, predictable returns or are you comfortable with market fluctuations? Will you need access to your funds before a certain age or time? Do you have beneficiaries who you would like to inherit your annuity? Our team is well-versed in helping people make the most of their investments. Make an appointment with us and we’ll be happy to show you your annuity options. https://loom.ly/IGKESks Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800 USA Benefit Group 913 Big Tree Road South Daytona, FL 32119 (386) 368-7800 h...

Open enrollment for Affordable Care Act plans starts today, so it's time to compile your information, compare plans and make any changes you need to make by January 15. If you want your changes to take effect January 1, you need to enroll by December 15; otherwise they will take effect February 1. Make an appointment to get your coverage: https://loom.ly/IGKESks Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800 USA Benefit Group 913 Big Tree Road South Daytona, FL 32119 (386) 368-7800 https://healthbrokerfl.com/ We have provided Driving directions to find USA Benefit Group from all the quadrants of South Daytona: https://www.google.com/maps/dir/29.309871,-81.0184925/29.167871,-81.0184925 https://www.google.com/maps/dir/29.239871,-80.9484925/29.167871,-81.0184925   https://www.google.com/maps/dir/29.167871,-80.9484925/29.167871,-81.0184925   https://www.google.com/maps/dir/29.095871,-80.948492...