Medicare Specialist Daytona

Big news, Volusia & Flagler County 🇺🇸 USA Benefits Group has officially been nominated for the 2026 Volusia Flagler Community’s Choice Awards—and we made the Top 5 finalists! This award is voted on entirely by the community—real people choosing the local businesses they know, trust, and recommend. We’ve worked hard to serve families, retirees, and small business owners with honest guidance for Medicare, ACA, health insurance, and employee benefits. No pressure. No sales gimmicks. Just real help. Voting opens May 11th and runs through May 25th. Only the Top 3 finalists move on to the Red Carpet Gala where the winners are announced—and we would be honored to earn your vote. If we’ve helped you, your family, or someone you know, this is your chance to support us. It only takes 30 seconds. I’ll be posting the voting link the moment it opens on May 11th. Make sure to follow this page so you don’t miss it. Thank you to everyone who nominated us and helped us reach the...

Struggling with the Health Insurance Marketplace? 🇺🇸 We're your local Volusia County experts for Under-65 ACA plans. Whether you're looking for individual or family coverage, we'll help you find a plan that includes your doctors and fits your budget. Take advantage of subsidies and get the coverage you deserve. Free local consultations available! 🇺🇸 📞 (386) 401-5644 🌐 healthbrokerfl.com 📅 https://tinyurl.com/healthbrokerbook #DaytonaBeach #MarketplaceHelp #HealthInsurance #USABenefitsGroup #VolusiaCounty Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Navigating the Affordable Care Act (ACA) marketplace requires more than just picking a plan: it requires a strategic understanding of networks, subsidies, and long-term value. 🇺🇸 For individuals and families under 65, USA Benefits Group provides the expert advisory needed to maximize available subsidies and ensure access to top-tier provider networks. As an independent brokerage, we offer a comprehensive view of the Florida marketplace, representing all major carriers to deliver unbiased recommendations. Ensure your family’s health and financial security with a plan tailored to your specific needs. 🇺🇸 Consultation: https://tinyurl.com/healthbrokerbook Website: healthbrokerfl.com Phone: (386) 401-5644 #ACAStrategy #FloridaMarketplace #IndividualInsurance #IndependentBroker Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

If you’re on Medicare and living on a fixed income, it’s worth checking. I can run a quick 5-minute screen to see if you qualify and help you through the process at no cost. ⸻ 📍 Helping clients locally in Volusia County and across 35+ states 📞 (386) 401-5644 🌐 healthbrokerfl.com 📅 Book a call: https://tinyurl.com/healthbrokerbook Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Risk management is a critical component of any comprehensive financial plan. 🇺🇸 Term life insurance provides a high level of protection at an accessible price point, ensuring that your family’s future obligations: like mortgages or education costs: are covered. At USA Benefits Group, we specialize in helping professionals and business owners identify the most efficient life insurance strategies. Because we are independent, we offer unbiased comparisons across the industry’s leading carriers. Secure your legacy today. 🇺🇸 Consultation: https://tinyurl.com/healthbrokerbook Website: healthbrokerfl.com Phone: (386) 401-5644 #LifeInsurance #RiskManagement #ExecutiveBenefits #IndependentBroker #USABenefitsGroup Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

TONIGHT IS THE NIGHT! Dinner is on us. Learn Medicare 101 at Perkins in Deland. Join us Tonight at 6:30 PM. Simple facts. No sales pressure. Last chance to register. Grab your spot here: https://ift.tt/Ihu7OLk 📞 386-401-5644 📧 ncurry@healthbrokerfl.com Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Turning 65 doesn’t mean Medicare starts automatically. Assuming it does is a common mistake I see here in Volusia County, and it often leads to lifetime late-enrollment penalties. Medicare enrollment isn't one-size-fits-all. Your specific situation determines if you need to take action: 1. THE AUTOMATIC PATH: If you already receive Social Security benefits, your card should arrive about three months before your 65th birthday. 2. THE MANDATORY ACTION: Not on Social Security and no large employer coverage? You MUST sign up during your 7-month window. Missing this leads to a permanent 10% premium penalty for every year you were eligible but didn't sign up. 3. THE DEFERMENT OPTION: Still working? If your employer has 20 or more employees, you might be able to delay Part B and stay on your group plan to save on premiums until you retire. The wait-and-see approach is the most expensive strategy you can take. Let’s get your game plan sorted before that 65th birthday. 📞 38...

DeLand Neighbors: It's almost time! 🎂 Our FREE Medicare Educational Dinner Seminar is TOMORROW, April 28 @ 6:30 PM at Perkins Restaurant & Bakery. If you’re turning 65 or looking for a clearer understanding of your health insurance options, this is for you. We’ll be answering all your questions about Advantage, Supplement, and Drug plans in a totally stress-free, no-sales environment. Dinner is on us, but seats are filling up fast! 🇺🇸 📍 Perkins (DeLand) 📅 TOMORROW @ 6:30 PM RSVP now: https://ift.tt/Ihu7OLk Can't make it? Book a private review: https://tinyurl.com/healthbrokerbook Website: healthbrokerfl.com 📞 (386) 401-5644 #MedicareSeminar #DeLandFL #Turning65 #USABenefitsGroup #PerkinsDeLand Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

My phone has been ringing off the hook this week. Why? Because the scammers are working overtime. If you get a call about these 3 things, HANG UP immediately: 1️⃣ "Your new Medicare card is ready" – Medicare already has your info. They will NEVER call to "confirm" your number. 2️⃣ "Free medical equipment" – That "free" knee brace is a gateway to fraudulent claims that can block your real coverage later. 3️⃣ "The AEP Rebate" – There is no $400 or $600 rebate for "staying put." They just want to flip your plan without your permission. The Golden Rule: If you didn’t call them first, it’s a scam. 🚩 Need a gut check? If you get a call that feels "off," send me a DM or forward the details. I’ll tell you in 30 seconds if it’s legit. No judgment—these guys are pros, and they’re targeting everyone. Stay safe! 🛡️ #MedicareScams #SeniorSafety #MedicareTips #FraudAlert #Turning65 #InsuranceBroker #ConsumerProtectio...

The best-kept secret in health insurance? ERISA Association Plans. 🤫 If you are: 🔹 Self-employed 🔹 A 1099 Contractor 🔹 A small business owner You don't have to be priced out of the market. You can join a national association and get Group Rates and Nationwide PPO networks. I’ve helped clients drop their premiums by up to 50% just by making this one switch. I’m Nathan Curry, and I help people in 35 states find these hidden gems. Let's see if you qualify: 📞 Call/Text: 386-401-5644 📧 Email: ncurry@healthbrokerfl.com 📍 Serving Florida & 34 other states! #MedicareAndMore #PPO #InsuranceExpert #SaveMoney #NathanCurry Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Quality health coverage shouldn't break the bank. 🇺🇸 If you're under 65, you may qualify for ACA subsidies that significantly lower your premiums: sometimes even to $0! We shop all major carriers to find the perfect fit for your family. Unbiased, expert advice at no cost to you. 🌐 Book here: https://tinyurl.com/healthbrokerbook Website: healthbrokerfl.com Call: (386) 401-5644 #HealthInsurance #Under65 #FloridaHealth #ACA Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Did you recently move to Florida, get married, or lose your employer health coverage? Life moves fast, and your health insurance needs to keep up! Most people think you can only sign up for health insurance during the fall, but "Qualifying Life Events" actually trigger a Special Enrollment Period (SEP). This gives you a 60-day window to enroll in an ACA Marketplace plan outside of the standard Open Enrollment season. At USA Benefits Group, we’re here to help you navigate these transitions. We specialize in finding the right coverage for your new situation and checking if you qualify for subsidies that could significantly lower your monthly premiums. Whether you're new to the Daytona Beach area or just starting a new chapter in life, we provide personalized, unbiased consultations at no cost to you. We are proud to be licensed in over 35 states, helping families across the country find peace of mind. Don't let your 60-day window close! 📞 Call us: (386) 401-564...

Most people think they’re stuck with whatever health insurance is available in their specific zip code. But here is a “nobody tells you this” angle: You don't have to be limited by your location to get a high-quality Group PPO plan. Through the ERISA model we work with, you can access nationwide coverage that follows you wherever you go. Here is the game plan: 1. You become a limited employee of the company. 2. You complete periodic health surveys: and you actually get paid for your time. 3. Because you’re an employee, you’re eligible for the company’s group health plan. We’re talking real PPO coverage with very affordable premiums that usually beat what you'll find on the individual market. Because I’m licensed in 35 states, I help people across the country set this up. You get the strength of a big group plan with the freedom of a PPO, regardless of which state you call home. It’s a game-changer for business owners, 1099 contractors, or anyone tired of being to...

Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Nothing beats a morning spent supporting our local seniors, especially when there’s fresh produce involved! 🍎🥦 Lindsay and Eliane had a fantastic time at the Conviva Pop Up Produce Event recently. It was great to see so many familiar faces and help our community members get access to healthy food options. At USA Benefits Group, we believe being a trusted advisor means more than just helping you pick a health plan. It’s about showing up, listening, and being a resource right here in our own backyard: from Ormond Beach to Jacksonville. Whether it’s navigating the complexities of Medicare or simply finding local community resources, we’re here to help you live your healthiest life. We focus on an education-first approach. No sales pitches, no pressure: just real people helping real neighbors. Catch us at the next local event, or give us a shout if you have questions about your coverage! 📞 386-401-5644 📧 ncurry@healthbrokerfl.com Licensed in 35 states #Medicare #SeniorHealt...

Medicare doesn't have to be hard. Join us at Houligans in Daytona Beach. Tonight at 6 PM. Free dinner. Unbiased advice. Zero sales pitch. Final call for registration. Register now: https://ift.tt/RS1kZDc 📞 386 401 5644 📧 ncurry@healthbrokerfl.com Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Dinner is on us, and clarity is on the menu! 🍽️ Register here: https://ift.tt/RS1kZDc If you’re feeling overwhelmed by Medicare options, you aren't alone. That’s why I’m hosting two free educational seminars this month to help you make sense of it all. No high-pressure sales: just clear, unbiased information from your local experts at USA Benefits Group. Join us for a free meal and a straightforward guide to your health insurance options: 📍 Daytona Beach Houligans: April 23rd at 6:30pm 📍 DeLand Perkins: April 28th at 6:30 pm Whether you’re turning 65 or just looking for a better plan, we’re here to help you navigate the marketplace with confidence. We’re independent brokers licensed in over 35 states, which means we work for you, not the insurance companies. Ready to grab your seat? Spaces fill up fast! Visit us: healthbrokerfl.com Call with questions: (386) 401-5644 We can’t wait to see you there and help you get the coverage you deserve. #Medicare #DaytonaB...

Navigating health insurance shouldn't feel like a full-time job. Here in Daytona Beach, you have a trusted partner to guide you: at absolutely no cost. Whether you're turning 65 and navigating Medicare or seeking a better ACA plan for your family, USA Benefits Group is here to help. As independent brokers, we don’t work for the insurance companies; we work for you. We compare every available plan in Volusia and Flagler counties to find the best fit for your health and budget. We’ve helped neighbors save significant amounts monthly while securing better coverage. Plus, we make it easy to connect. We can meet wherever you’re most comfortable: 🏠 In-home consultation 🏢 At our local office 💻 Via Zoom 📞 Over the phone We’re proud to be a local resource, and we’re also licensed in over 35 states to support your loved ones nationwide. Let’s simplify your insurance today. Book your free consultation: https://tinyurl.com/healthbrokerbook Visit us: healthbrokerfl.com Cal...

Thinking about putting off Medicare Part B? That "wait" might be more expensive than you realize! 🛑 One of the most common mistakes we see is people missing their Initial Enrollment Period. If you wait to sign up for Part B when you’re first eligible (and you don’t have other creditable coverage), you could face a late enrollment penalty that lasts for the REST of your life. Here’s the breakdown: Your monthly premium increases by 10% for every full 12-month period that you could have had Part B but didn’t. That extra cost stays with you as long as you have Medicare. 💸 At USA Benefits Group, we’re all about an education-first approach. As independent brokers, our goal is to help you navigate these timelines so you can avoid those hidden costs and keep more money in your pocket. We’ll look at your specific situation, explain your options, and make sure you’re set up for success: all at no cost to you. Don’t let a simple timing error lead to a lifetime of extra fees. L...

Just moved to Florida? ☀️🌴 Your out-of-state Medicare plan might need an update! Moving is a "Special Enrollment Period," and we’re here to help you find the best local coverage for your new home. Independent, unbiased, and local to the 386 area. 🇺🇸 Book your free review: https://tinyurl.com/healthbrokerbook Website: healthbrokerfl.com Phone: (386) 401-5644 #Medicare #FloridaBound #MovingToFlorida #DaytonaBeach Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Turning 65? 🎂 You’ve probably been flooded with Medicare Advantage mailers, but there’s a lot they don’t tell you in those glossy brochures. Medicare Advantage (Part C) can be a fantastic tool—offering $0 premiums and extra perks like dental and vision—but it’s not a one-size-fits-all solution. Before you sign on the dotted line, you need to understand: The Network Factor: Your doctor might not be on the list. Out-of-Pocket Maxes: A major health event could still cost you thousands. HMO vs. PPO: Choosing the wrong one could leave you with no coverage out-of-network. I’m Nathan Curry, an independent broker right here in Daytona Beach. I don’t work for the big insurance companies—I work for YOU. 🤝 Questions? Let’s chat: 📞 Call: 386-401-5644 📧 Email: ncurry@healthbrokerfl.com 💬 Or just drop a DM! #MedicareAdvantage #DaytonaBeach #MedicareTips #Turning65 #InsuranceBroker Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, Sout...

Expert health insurance help in Daytona Beach! 🇺🇸 We’re independent brokers, scanning the whole market for Volusia County residents rather than being stuck with one company. Unbiased advice. Zero cost. Total peace of mind. Book your consultation: https://tinyurl.com/healthbrokerbook 🌐 healthbrokerfl.com 📞 (386) 401-5644 #Medicare #DaytonaBeach #VolusiaCounty #HealthInsuranceBroker Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Confused by Medicare’s alphabet soup? 🥣 We’re here to help simplify things! If you’re turning 65 or looking for better coverage, here’s a quick guide to the basics: 🏥 Part A: Hospital Insurance (inpatient care, hospice). 🩺 Part B: Medical Insurance (doctor visits, outpatient care). 💊 Part D: Prescription Drug Coverage. ✨ Part C: Medicare Advantage: an "all-in-one" bundle of Parts A, B, and usually D. At USA Benefits Group, we take an education-first approach. As independent brokers, we are licensed with every Medicare carrier available, ensuring you get unbiased options tailored to your needs. Best of all, our expert consultations are provided at no cost to you! Let’s clear up the confusion together and find your best fit. 📞 (386) 401-5644 🌐 healthbrokerfl.com 📅 https://tinyurl.com/healthbrokerbook #Medicare #HealthInsurance #DaytonaBeach #USAbenefitsGroup #MedicareTips Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tr...

Most people think they make too much to qualify for health insurance savings. That is usually not the case. I have worked with families right here in Volusia County who assumed they would pay full price. Then they found out they qualified for significant subsidies. The Marketplace looks at more than just your income. It factors in household size and age too. This is why two people with the same income can pay completely different premiums. If you have not checked your options lately you might be overpaying. Have you priced out a plan recently? Happy to point you in the right direction. Send me a message if you want a quick check. 📞 386-401-5644 📧 ncurry@healthbrokerfl.com Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Veterans: Get extra dental, vision & hearing coverage alongside VA/TRICARE benefits! 🇺🇸 We're unbiased & licensed in 35+ states. 📞 (386) 401-5644 🌐 healthbrokerfl.com 📅 https://tinyurl.com/healthbrokerbook #Veterans #Medicare #Health #FL Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Why settle for one plan? Captive agents work for one carrier: we work for YOU. 🇺🇸 As independent brokers, we compare all major carriers to find your best fit. Join our free seminars on April 23 & 28! Book: https://tinyurl.com/healthbrokerbook 🌐 healthbrokerfl.com 📞 (386) 401-5644 #Medicare #HealthInsurance #DaytonaBeach #USAbenefitsgroup Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

New 2026 security steps for Medicare & SS online sign-ups? Don't stress! Watch my simple walkthrough here: https://www.youtube.com/watch?v=JixfSlPeMAg Licensed in 35+ states. $0 cost help! (386) 401-5644 healthbrokerfl.com https://tinyurl.com/healthbrokerbook #Medicare Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Medicare Advantage or Medicare Supplement? Choosing the right path can feel like navigating a maze. At USA Benefits Group, we believe in education first. As an independent brokerage, we aren't tied to any single insurance carrier. We are licensed and appointed with every Medicare carrier available in our area, which means we work for YOU: not the insurance companies. We present all your options without pushing any particular plan. Join us for one of our upcoming Medicare 101 seminars to clear up the confusion: - Daytona Beach: April 23 - DeLand: April 28 Register here: https://ift.tt/O6KGnp3 Whether you are looking for the low monthly premiums of an Advantage plan or the wide provider flexibility of a Supplement plan, we will show you the pros and cons of each so you can decide with confidence. Our personalized consultations are always at no cost to you. Can't make the seminar? Let’s talk about your options: Book a consultation: https://tinyurl.com/healthbrokerbook...

Thinking about working past your 65th birthday? You aren't alone! Many people choose to keep working, but it can make your health insurance choices a bit confusing. One of the biggest questions we get is: "Do I have to sign up for Medicare if I still have insurance through my job?" The answer isn't the same for everyone. If your employer has more than 20 employees, your coverage is likely considered "creditable," meaning you might be able to delay Medicare Part B without a penalty. However, staying on your work plan isn't always the most cost-effective choice. At USA Benefits Group, we use an education-first approach to help you compare your employer benefits against Medicare options. We focus on finding the best fit for your specific needs and budget, with no sales pressure. We have helped many clients save significantly by simply exploring all the paths available. We are independent brokers licensed in over 35 states. Let’s talk about your specif...

Ready to tackle your Medicare or Social Security sign-up? 💻 Watch the full guide here: https://www.youtube.com/watch?v=JixfSlPeMAg I just dropped a new step-by-step video guide to help you navigate ssa.gov like a pro! In 2026, there are some important security updates: including ID photos and selfies: that can be a bit tricky if you aren't prepared. In this walkthrough, I show you: ✅ How to apply for "Medicare Only" if you’re still working. ✅ Choosing between Medicare and starting your Social Security benefits. ✅ Navigating the new 2026 security verification process. ✅ Pro-tips to ensure your application is processed smoothly. Whether you're right here in Volusia County or in one of the 35+ states where I'm licensed, I'm here to make this transition simple and stress-free. My consultation services are always at $0 cost to you. Need a hand with your specific situation? Let’s chat! 📞 (386) 401-5644 🌐 healthbrokerfl.com 🗓️ Book a consultation...

Understanding ACA Premium Tax Credits for Florida families. 🇺🇸 These subsidies are designed to lower your monthly health insurance costs based on your household income and size. Many Florida residents under 65 qualify for significant savings, often making comprehensive coverage more affordable than expected. At USA Benefits Group, we are your independent and unbiased guides through the Marketplace. We are licensed and appointed with every ACA carrier plan available in Florida, ensuring you see all your options without any company bias. Whether you are in Volusia, Flagler, or any of our surrounding counties, we provide personalized consultations at no cost to our clients. Book your free review: https://tinyurl.com/healthbrokerbook 🌐 healthbrokerfl.com 📞 (386) 401-5644 #FloridaHealthInsurance #ACASubsidies #HealthInsurance #VolusiaCounty Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Are you a TCFL beneficiary? 🇺🇸 You MUST have Medicare Part A & B to keep coverage. We help military families coordinate benefits with expert advice. 📞(386) 401-5644 🌐healthbrokerfl.com 📅https://tinyurl.com/healthbrokerbook #CHAMPVA #Medicare #Veterans #Florida Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

What is an Independent Broker? 🇺🇸 When you're choosing health or life insurance, you have two main options: a captive agent who works for ONE company, or an independent broker who works for YOU. At USA Benefits Group, we are independent. This means we are licensed and appointed with every major carrier (like Florida Blue, Humana, UnitedHealthcare, and more). We don’t have to push one specific plan; instead, we show you all your options so you can choose the one that truly fits your needs and budget. Unbiased. Honest. Personal. 🇺🇸 📞 (386) 401-5644 🌐 healthbrokerfl.com 📅 Book a review: https://tinyurl.com/healthbrokerbook #IndependentBroker #InsuranceAdvice #Medicare #USABenefitsGroup Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Dinner and Medicare is headed to Jacksonville in May! Learn how you can get the most out of Medicare and avoid enrollment errors that can cost you thousands. We'll be at the Orange Park Red Lobster May 14 and at St. Mary's Seafood in Jacksonville May 19 at 6:30 p.m. Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Did you know Medicare Part B only covers 80% of your outpatient expenses? 🇺🇸 It’s a common surprise for many folks here in Volusia and Flagler counties. That remaining 20% is your responsibility: and the scary part is, there is no cap on how high that 20% can go. Whether it’s a routine doctor’s visit or a major medical procedure, that 20% can add up fast. Medicare Supplement plans (Medigap) act as a bridge, covering that gap so you can focus on your health instead of worrying about the next bill in the mail. As your local independent broker, I’m here to help you navigate these options without any bias. We’ll look at every carrier available to find the plan that fits your needs and budget. We're here to make sure you have the full picture, not just 80% of it. Join us for a free Medicare 101 Educational Dinner Seminar: 📍 Daytona Beach (Houligan’s) - April 23 @ 6:30 PM 📍 DeLand (Perkins) - April 28 @ 6:30 PM Register: https://ift.tt/Y1psFAR Book your 1-on-1 review: http...

So many people try to navigate the ACA marketplace on their own and then end up enrolling in a plan that is less than ideal. CMS has released data showing that out of everyone who is enrolled in ACA plans, 71% used a broker to sign up. So there's no need to go it alone! Working with a broker costs you nothing and saves you lots of headaches. Make an appointment if you're in a special enrollment window: https://loom.ly/DijGa4E Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Join us for a free Medicare 101 Educational Dinner Seminar: 📍 Daytona Beach (Houligan’s) - April 23 @ 6:30 PM 📍 DeLand (Perkins) - April 28 @ 6:30 PM Register: https://ift.tt/Rj7lXqz Turning 65 is an exciting milestone, but it also brings one of the most important deadlines for your health coverage: your Initial Enrollment Period (IEP). 🇺🇸 This 7-month window: starting three months before you turn 65, including your birth month, and ending three months after: is critical for avoiding lifelong late-enrollment penalties and securing the best possible coverage. Navigating Medicare timelines doesn’t have to be confusing. At USA Benefits Group, we’re your unbiased, local experts helping our neighbors in Volusia, Flagler, and surrounding counties. As independent brokers, we’re licensed with every carrier, so we prioritize your needs over any single company. Book your 1-on-1 review: https://tinyurl.com/healthbrokerbook 🌐 healthbrokerfl.com 📞 (386) 401-5644 #Medicare101 #T...

At USA Benefits Group, we believe in an Education-First approach. 🇺🇸 Choosing a Medicare or health insurance plan shouldn't feel like a high-pressure sales pitch. Our goal is to make sure you understand every option available to you before you make a decision. As independent brokers, we represent all major carriers in Florida and across the 35+ states where we are licensed. We work for YOU, not the insurance companies. Join us for one of our upcoming Medicare 101 Educational Dinner Seminars: - Daytona Beach: April 23rd @ Houligan’s - DeLand: April 28th @ Perkins Seats fill up fast! Register here: https://ift.tt/Rj7lXqz Can't make it to dinner? We offer personalized consultations at no cost to you: whether at your home, our office, or via Zoom. We're here to help you navigate the process without the bias. Book your free review: https://tinyurl.com/healthbrokerbook 🌐 healthbrokerfl.com 📞 (386) 401-5644 #Medicare #HealthInsurance #EducationFirst #DaytonaBea...

USA Benefits Group offers unbiased guidance for veterans! 🇺🇸 📞 (386) 401-5644 🌐 healthbrokerfl.com 📅 https://tinyurl.com/healthbrokerbook #MilitaryTransition #MedicareSEP #Veterans #Health Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

After an injury or illness, your doctor may prescribe physical or occupational therapy to help you get back to your day-to-day activities. Outpatient patient therapies are covered under Medicare Part B. Medicare pays 80% and you pay the remainder. There's no limit to the number of sessions you can have, as long as they are deemed medically necessary. Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Big news for 2026! 💊 The Medicare Part D $2,100 out-of-pocket cap is coming, and it’s a massive win for seniors here in Volusia, Flagler, and across the 35+ states where we are licensed. High prescription costs have been a major concern for many of our neighbors. Starting in 2026, you won't pay more than $2,100 annually for covered medications. This change is a total game-changer for your healthcare budget! At USA Benefits Group, we’re completely unbiased and independent. We represent all major carriers to help you find the right fit for your needs and budget. Our team is ready to help you navigate these updates at no cost to you. Join us for a free Medicare 101 Seminar to get the full scoop: 📅 April 23 & April 28 📍 Deland and Daytona Beach Register here: https://ift.tt/KSBaoy3 Need a personalized review sooner? We can meet at your home, our office, or via Zoom! 🔗 Book: https://tinyurl.com/healthbrokerbook 🌐 healthbrokerfl.com 📞 (386) 401-5644 #Medicare2...

Dinner is on us: and so is the Medicare expertise! 🍽️ At USA Benefits Group, we’re proud to be your local trusted experts right here in Volusia County, but did you know we’re also licensed in over 35 states? Our national reach means we have the tools and independence to find the perfect fit for you, no matter where life takes you. If you or a loved one are turning 65, navigating Medicare doesn't have to be a headache. Join us for a relaxed, educational evening where we’ll break down your options over a great meal. No sales pitches, just honest answers and clear guidance to help you avoid costly mistakes. 📍 Daytona Beach: Houligan's – April 23rd @ 6:30 PM 📍 DeLand: Perkins – April 28th @ 6:30 PM Seats are limited and filling up fast! Bring your spouse or a guest and get the clarity you deserve. 👉 Reserve your spot now: https://ift.tt/KSBaoy3 Can't make it to the seminar? We’re always here to help: 📞 (386) 401-5644 🌐 healthbrokerfl.com 🗓️ Book a 1-on-1:...

How often can you say you've left an appointment with a smile? You can when you meet with our team! 😀 Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Turning 65 means you are finally able to enjoy the healthcare benefits you earned with a lifetime of hard work! 🇺🇸 At USA Benefits Group, we’re proud to be licensed in over 35 states, helping neighbors right here in Volusia County and across the country navigate Medicare with total confidence. We want to help you make sense of your options in a relaxed, friendly setting: no sales pitch, just honest education. Join us this month for an important Educational Event and complimentary dinner: ✅ Learn how to get the most out of Medicare while avoiding costly mistakes. ✅ Discover little-known benefits that could save you money. ✅ Ask questions and get clear, honest answers. Upcoming Seminars: 📍 Daytona Beach – Houligan's | April 23rd @ 6:30 PM 📍 DeLand – Perkins | April 28th @ 6:30 PM Seats are limited! Reserve your spot and bring a guest here: 🔗 https://ift.tt/rC6kDB9 Can’t make it? We offer personalized consultations at no cost to you: 📞 (386) 401-5644 🌐 health...

Hey Volusia County, Raymond Steadman here! For years, the 'Donut Hole' was a major concern, but in 2026, it's effectively over. There is now a $2,000 annual out-of-pocket cap on Part D prescriptions. This is a big win for local retirees, but your plan may have changed. Let's review your coverage to ensure you're on the best plan for your needs! At USA Benefits Group, we offer unbiased, no-cost consultations to help you navigate these changes. Whether you’re in Daytona Beach, Port Orange, or Ormond Beach, we’re here to help you save. Don’t get caught off guard: let's check your coverage! 📅 Book: https://tinyurl.com/healthbrokerbook 🌐 healthbrokerfl.com 📞 (386) 401-5644 #MedicarePartD #VolusiaCountySeniors #DaytonaBeach #MedicareUpdate Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

"He is not here, for he has risen, as he said." We wish you a blessed Easter Sunday, and we'll be back in the office on Monday ready to give you a quote for health, life or dental insurance. Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Medicare 101 (quick but important): Part B has a 20% gap. Original Medicare usually pays 80% for many Part B services… and you may be responsible for the other 20% (coinsurance). That can surprise people after a test, procedure, or outpatient visit. Good news: a Medicare Supplement (Medigap) may help cover that gap. If you’re turning 65 (or already on Medicare) and want to understand your options without the sales pressure, we’ll walk you through it: free. Call/text: (386) 401-5644 https://ift.tt/VGcE561 Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Walking and other forms of gentle exercise decrease the severity of medical conditions like diabetes, heart disease and dementia. Staying active and managing chronic medical conditions will let you enjoy your golden years - don't let an inadequate health plan stand in your way. Schedule your checkups, evaluate your insurance options and get your steps in! 🚶 Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Moving to the Sunshine State? Welcome to the 386! ☀️ Relocating to the Daytona Beach or Ormond Beach area is an exciting new chapter, but don't let your out-of-state Medicare plan leave you stranded. Many retirees are surprised to find that their current coverage might not work the same way: or include the same doctor networks: once they officially become Floridians. At USA Benefits Group, we specialize in local Florida plans. As independent brokers, we aren't tied to any single insurance company. Our job is to compare every available option in Volusia County to make sure your transition is seamless and your coverage is optimized for your new backyard. Whether you’re settling in Port Orange, Deland, or right here in the heart of Daytona, we provide personalized consultations at no cost to you. We'll help you navigate the move so you can get back to enjoying the sun. Ready to make your move official? Let’s find the right plan together. 📅 Book your free consultatio...

Work hard, play hard! Last Saturday, the USA Benefits Group team took a break from the office to enjoy a team night out at Flip’s in Ormond Beach. We love being a part of this community, and nights like these remind us why we do what we do: working together to help our neighbors find the best health and life insurance coverage. Behind every plan we recommend is a team that truly cares and values the connections we build right here in Volusia County. Whether we're helping you navigate Medicare as you turn 65 or finding the perfect group health plan for your business, we’re in it together. We’re even licensed in over 35 states to help you wherever life takes you! Ready to chat about your options with a team that treats you like family? 📅 Book a free consultation: https://tinyurl.com/healthbrokerbook 🌐 Visit us: healthbrokerfl.com 📞 Call: (386) 401-5644 #USABenefitsGroup #OrmondBeach #TeamCulture #HealthInsurance Source: Best Health Insurance in South Daytona...

Let’s talk about Medicare Part D: the part that handles your prescription drugs. 💊 It might seem straightforward, but there’s one "gotcha" that catches a lot of folks off guard: the Late Enrollment Penalty. If you don't sign up for Part D when you're first eligible (and you don't have other "creditable" coverage), Medicare adds a permanent penalty to your monthly premium for as long as you have a drug plan. The longer you wait, the higher that penalty climbs! Even if you aren't taking any medications right now, getting a basic plan can save you a lot of money and headache down the road. Navigating these rules is what we do best at USA Benefits Group. Whether you’re in Volusia, Flagler, or Duval County, we’re here to help you find the right fit without the sales pitch. Got questions about your specific medications? Let’s chat! 📅 Book a free consultation: https://tinyurl.com/healthbrokerbook 🌐 Visit us: healthbrokerfl.com 📞 Call Nathan o...

The Centers for Medicare and Medicaid Services recently released their proposed 2027 payment policies for Part D and Advantage plans. And payments are increasing by a paltry .09% – so basically nothing. What does this mean for you next year? You can expect tighter benefits, smaller networks and fewer extras. We anticipate that dental, vision and hearing benefits will see decreases as plans adjust. We'll be keeping an eye on Medicare policy so we can support you in choosing the best plan for your health and your budget. Source: Best Health Insurance in South Daytona United Benefits Group, 913 Big Tree Road, South Daytona, FL 32119, (386) 368-7800

Medicare Part A and Part B costs: What’s the difference? 🧐 It’s one of the most common questions we get here in Volusia and Flagler counties. Let’s break it down simply so you know exactly what to expect! 🏥 Medicare Part A (Hospital Insurance): Most people pay a $0 monthly premium because you already paid into it through your taxes. However, keep in mind there is still a deductible if you’re admitted to the hospital. 🩺 Medicare Part B (Medical Insurance): This covers your doctor visits and outpatient care. Unlike Part A, Part B does have a monthly premium (set by the government) and a separate annual deductible. The confusion usually starts when you try to figure out how to cover those "gaps" like deductibles and the 20% coinsurance that Part B doesn't pay. That’s where we come in! As independent brokers, we’re licensed with every Medicare carrier plan available, so we show you all your options for free. Need an unbiased look at your costs? Let’s find the bes...

Ever feel like you’re being pushed into a one-size-fits-all health plan? That’s exactly what we avoid at USA Benefits Group. Most people don’t realize there’s a huge difference between a "captive" agent and an "independent" broker. A captive agent works for one specific insurance company: they can only sell you what that company offers. As independent brokers, we work for YOU, not the insurance companies. We’re licensed and appointed with every Medicare carrier and major health plan available in Florida. This means we can lay all the options out on the table, compare them side-by-side, and give you 100% unbiased advice based on your needs, your doctors, and your budget. Whether you’re turning 65 and navigating Medicare or looking for a better ACA plan for your family, we’re here to help you find the perfect fit at no cost to you. Ready to see all your options? Let’s chat! 📅 Book your free consultation: https://tinyurl.com/healthbrokerbook 🌐 Visit us: ...